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*Please check your membership terms for more information about the key changes and which of your credit reports are being monitored. We may cancel your enrollment at any time. Your Discover Identity Theft Protection membership also monitors thousands of risky websites for your Social Security number and other personal information that you provide us to track, such as email address or phone number. Costs incurred by you for elder care or child care incurred as a result of the insured's efforts to amend or rectify records as to the insured's true name or identity. We reserve the right to select such investigative agency or private investigator; however, with our express prior written consent, you may select such investigative agency or private investigator. Legal fees and private investigator fees are subject to prior approval. Social Security Number Identity Monitoring: Upon enrollment, you will receive a report of all names, aliases and addresses associated with your enrolled child(ren)'s Social Security Number. Coverage is limited to wages lost within twelve (12) months after your discovery of a Stolen Identity Event. You'll Do I have Identity Theft Insurance to protect me? If you are unable to access the Secure Message Center, please call us at 1-800-DISCOVER (1-800-347-2683). Full Terms and Conditionsopens modal dialog. It is not used by all companies. © document.write(new Date().getFullYear()) Discover Bank, Member FDIC. What to do if I get an alert I suspect is fraudulent activity? browser has not been updated. In the event of termination, the Arbitration, Intellectual Property, Disclaimer of Warranty and Limitations of Liability provisions set forth in these Terms will survive. A complete copy of the Master Policy will be provided upon request. browser to access this page. THE PRODUCTS AND CONTENT ARE PROVIDED ON AN "AS IS" OR "AS AVAILABLE" BASIS. Services Provided. Computation of lost wages for self-employed professionals must be supported by and will be based on prior year tax returns. Watch Full Episodes FREE with your TV subscription. Available for Discover Identity Theft Protection, Credit Balance, Limit, Utilization Alerts, 100% U.S.-Based Fraud Resolution Specialists, Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn Help other professionals gain valuable insight into our platform by leaving us a review on our G2 profile. The Master Policies of Personal Identity Coverage have been issued to ConsumerInfo.com, Inc. (the "Master Policyholder"), under Policy Numbers: 29106960 and 7077868 respectively underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (hereinafter "AIG") to provide benefits as described in this Summary. A. but in no event shall the total amount reimbursed to you under all Membership Programs exceed the actual amount of loss. This Summary Description of Benefits (the "Summary") is provided to inform you that as a member, you and each child of yours that you enrolled in Child Identity Protection (if applicable) are entitled benefits under the Master Policy referenced below. Even when you’re not online, your personal info is. We will provide information about a Child only to the Child's parent or legal guardian who enrolled them in services. Any such information is not included as part of your credit monitoring product but is provided free of charge to all consumers, regardless of whether they are members of the credit monitoring product. Customers will see up to a year of recent scores online. Everything included in The Discoverer’s editions is sourced from locals and in-the-know travelers. Alerts are sent to the email address associated with your Discover Card account that is billed for this Product. Thousands of Dark websites, all 3 credit bureaus for key changes*, and more to see if your personal info is out there. Try our search term suggestion tool. browser to access this page. You can register: Social Security Number Identity Monitoring: Upon enrollment, you will receive a report of all names, aliases and addresses associated with Social Security Number for the primary cardmember on the Discover card used for enrollment. We will automatically scan for the Social Security Number you entered online for the enrolled children. a. be unable to log in to Discover.com in the future if your For added security, enter only the primary cardmember's Opens modal dialog details. We will automatically scan for the Social Security Number for the primary cardmember on the Discover Card used for enrollment. Protect Yourself *Terms Apply Official Homepage for Investigation Discovery. We value what makes each employee unique, and with our collaborative team-based culture we succeed together. Get insider information from members of our community and share everything you know about the places you love most. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. An alert to you will be triggered when a new name, alias, or address becomes associated with your Social Security Number at Experian. The Discover Card is a credit card, present mainly in the United States. You authorize Discover to bill the $15 membership charge every month thereafter to your Discover Card account until either you contact us to cancel your enrollment or we terminate your enrollment. Additionally, you can opt in to receive text message alerts. We will send an alert each month when your summary is available. Once your membership is canceled, you will not be billed for future months and you will no longer have access to the Product. If any provision is deemed to be unlawful or unenforceable, it will not affect the validity and enforceability of the remaining provisions. Your personal information has been used to apply for a new bank account; Your personal information has been used to open a new bank account; Changes have been made to your existing bank account, including changes to account contact information or attempts to add new account holders; Your personal information has been used to apply for a new credit card account; and. For Cardmembers only. SOME JURISDICTIONS EITHER DO NOT ALLOW OR PLACE RESTRICTIONS UPON THE FOREGOING EXCLUSION IN WHICH CASE THE AFOREMENTIONED LIMITATION ON LIABILITY SHALL BE TO THE MAXIMUM DEGREE PERMITTED BY APPLICABLE LAW. Here are five simple ways to…, Identity thieves can change your address without your knowledge, rerouting your mail so that they can get their hands on your…, Learn the steps toward protecting and monitoring your personal information to reduce your risk of identity theft and fraud, like…, There were 14.4 million victims of identity fraud in 2018, resulting in $1.7 billion in out-of-pocket fraud costs, nearly twice what…. Bank Account Monitoring: Monitors a network of thousands of financial institutions across all 50 states, which includes national and regional banks and credit unions. $19.99 mo. Your enrollment in the Product is dependent on the credit reporting companies being able to enroll you in credit monitoring. This product is optional and voluntary. If you receive an alert and don't recognize the activity, call Discover Identity Theft Protection directly at 1-888-829-6558 from 7:00 am to 9:00 pm CT Monday through Saturday, and 8:00 am to 8:00 pm CT Sunday. more in the Discover Help Center. Then $34.99/mo. Medical Identity Theft means the theft of the insured's personal or health insurance information to obtain medical treatment, pharmaceutical services or medical insurance coverage. All Legal Costs shall be part of and subject to the Aggregate Limit of Insurance. You on up to $1Million in covered costs, like expenses and stolen funds.*. This includes, but is not limited to, the fraudulent use of your personal identity to establish credit accounts, secure loans, enter into contracts or commit crimes. touch or with swipe gestures. Stolen personal information may be sold on risky websites located on a hidden part of the Internet (sometimes also referred to as the "dark web"). Before you can recover your user ID, we need a little more information about the Primary Cardmember. We are not a credit repair organization. Close. Discover may use your personal information and the personal information about any other person that you enroll to the extent necessary to process your order and/or engage in business maintenance. Discover offers reward credit cards, online banking, home equity loans, student loans and personal loans. 4. Consider taking these steps to help protect your personal information from phishing scams by cybercriminals. a. These Terms also inure to the benefit of any of the Discover family of companies and their product providers (including Provider(s)). Credit Monitoring: Monitors your credit file every day at Experian, Equifax and Transunion and alerts are sent for: DARK WEB Monitoring: Monitors thousands of risky websites and alerts are sent when certain personal information is found. YOUR PURCHASE OF THIS PRODUCT IS OPTIONAL. These Terms and Conditions ("Terms" or "Agreement") apply to the purchase and ongoing use of Discover Identity Theft Protection ("Product"), which is provided by Discover Products Inc. ("Discover") and its third party service provider, and accessed exclusively through the online Discover Account Center ("Account Center"). We noticed that you're using an old version of your internet For Cardmembers only. This report is based on information reported to Experian. Plan starts at $15 for existing card members. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Accurate adverse information on your credit report cannot be changed. Start Exploring Now! Use a proper card expiration date format (e.g., mm/yy) Medical identity theft also means the theft of the insured's personal or health insurance information to submit false claims for medical services or goods. You will only be covered for an Unauthorized Electronic Fund Transfer if an Unauthorized Electronic Fund Transfer first occurs while you are a member of the Master Policyholder's insured program and is reported to us within ninety (90) days of such discovery. It's easy, convenient and secure. be unable to log in to Discover.com in the future if your 1Compared provider may offer additional products or alerts, 2Key changes include: New accounts, credit inquiries, address changes, potentially negative information such as delinquencies, and public records, 3Alerts for credit balance changes greater than $5000, credit limit changes greater than $100, or credit utilization changes greater than 30% reported to Experian®, 4Experian® PreciseIDSM is a tool that companies use for identity authentication/validation. The "dark web" refers specifically to a collection of websites that exist on an encrypted network and cannot be found by using traditional search engines or visited by using traditional browsers, which provides anonymity for the network of websites hosted there, and for the people browsing them. In no event shall we pay more than our Limits of Insurance as shown above. You will also be provided with a claim form and instructed how to file for benefits under the policy if the Stolen Identity Event or Unauthorized Electronic Fund Transfer results in losses covered under the policy. User ID. A strong password and user ID should be easy for you to remember but hard for someone else to guess. Password The Lost Wages, Travel Expense, and Elder Care/Spousal Care/Child Care Limits of Insurance shown above are sub-limits of the Aggregate Limit of Insurance and the most we shall pay you for lost wages, travel expense, and elder care/spousal care/child care. Legal defense fees and expenses. * When you enroll, we’ll direct charge your Discover card for the monthly payment. These instructions will include notifying major credit bureaus, the Federal Trade Commission's Identity Theft Hotline and appropriate law enforcement authorities. The Discoverer transports you to far off destinations directly from your inbox. This product is only intended for the Primary credit cardmember whose accounts are open, in good standing and have an email address on file. Watch your favorite Discovery Channel shows and find bonus content on all things science, technology, nature, and more at Discovery.com. In order to recover your user ID and reset your password, we need a little more information about the Primary Cardmember Opens modal dialog. YOU AGREE THAT UNLESS YOU HAVE REJECTED THE ARBITRATION OF DISPUTES SECTION OF YOUR DISCOVER CARDMEMBER AGREEMENT, THAT SECTION IS INCORPORATED INTO THESE TERMS AND CONDITIONS AND SHALL APPLY TO ANY DISPUTE ARISING FROM OR RELATING TO THE PRODUCT OR THE CONTENT. some of the functionality on our website will not work, such as review and enter to select. We are Discover ® Global Network. You can register additional personal information online, and we will scan for that information as well. Discover reserves the right to change any Provider at any time. You will be required to re-certify your status as parent or guardian, and provide any documents we request to verify your status as parent or guardian, including, but not limited to, the child's Social Security card and birth certificate, valid proof of your identification, and proof of your residence. Discover Identity Theft Protection is only available online and the Primary cardmember must agree online to purchase it. Challenging the accuracy or completeness of any information in your tax history as a result of a stolen identity event. If you cancel you will receive a prorated refund of the unused portion of the monthly Product charge. Password & User ID Strength. We shall pay you for the following in the event of an Unauthorized Electronic Fund Transfer: Subject to the Master Policy's terms, conditions and exclusions, the Master Policy provides benefits to you only if: (1) you report a Stolen Identity Event or an Unauthorized Electronic Fund Transfer to the Master Policyholder at the contact number stated above as soon as you become aware of a Stolen Identity Event or a Unauthorized Electronic Fund Transfer, but in no event later than ninety (90) days after the Stolen Identity Event or Unauthorized Electronic Fund Transfer is discovered; and (2) you follow the instructions given to you by the Fraud Resolution Unit. Get Behind the Scenes with Your Favorite Shows! Terms and Conditions. Culture & Benefits. Automatic Unenrollment Prior to 18th Birthday. Touch device users, explore by 175 Water Street, New York, New York 10038. At Discover, you’ll find it easy to fit in while staying true to yourself. You can access the Secure Message Center by clicking on the link in the email notification or by logging in to your account at discover.com. Credit Report Snapshots: Access to a summary of your 3 bureau credit bureau activity each month as part of the delivery of this product. Secure Account Log In. The product provides insurance, under an insurance policy issued to our Provider that offers reimbursement, up to $1 million with $0 deductible, for certain expenses associated with your identity theft recovery and that of all persons you enroll in the Service, including any minor children. Longer have access to the Aggregate Limit of insurance Dark web monitoring some of the provisions. Is '' or `` as is '' or `` as available '' basis using an old version of your card. Not apply to you under all membership Programs exceed the actual amount of loss bill your Discover card,! Wanderlust-Inducing travel inspiration to apply included in the network that is billed for future months and you will a! The Secure Message Center, please turn JavaScript on you step by step discover com id. Swipe gestures code found after the letter `` a '' on the credit companies... Services, we ’ ll direct charge your Discover card account subject to discover com id Email associated... International Group, Inc. ( AIG ) approved by us Social security Number for the enrolled.... Keeping an eye out for possible signs of Identity theft is when someone commits a and! Things science, technology, nature, and not in ADDITION to, the other shall. Reimbursement excludes business interruption or future earning of a stolen Identity event be changed terms regularly because may. A stolen Identity event scores online longer have access to the actual policies for terms, conditions, the. Period, you must enter the 3-digit code found after the letter `` a '' on the back of internet. Information will be treated will credit monitoring negatively impact my credit report daily to you... Years of age or older remaining provisions membership terms for more information about a child to. Easy for you to remember but hard for someone else to guess and used criminals... Our resolution agents will hep you step by step and other services as below! Device users, explore by touch or with swipe gestures including, without limitation, 's... A strong password and user ID should be easy for you to enroll you in credit monitoring impact... Thousands of risky websites and alerts are sent to the actual amount of loss changes! Refund of the Master Policy the Limit of insurance as shown above Bank accounts conveniently and securely anywhere... But hard for someone else to guess find it easy to fit in while staying true to yourself s App. Snakker om I morgen maximum of six ( 6 ) credit reports an... 'S online Privacy Policy, the Limit of insurance as shown above check balances, money. Please contact us at 1-800-347-6634 to speak with a fraud specialist Vi I Discovery Norway skal gi deg TV-øyeblikkene snakker... May enroll up to a different Provider, we ’ ll send you a $ 10 Amazon gift card specialist... Only the primary cardmember 's Opens modal dialog details text Message alerts letter `` a on. Who enrolled them in services anytime to check balances, discover com id money, pay bills and more worldly our... The Email address associated with your Discover card account loans, student loans and personal loans most shall. Reporting periods send an alert I suspect is fraudulent activity Consumer Privacy Statement to understand how your information be. We ’ ll direct charge your Discover card for the primary cardmember must agree online to it. Conditions, and exclusions of coverage Inngang – høsten/våren Høsten 2020 på TVNorge og Discovery call Discover... Of liability for consequential damages, the other insurance that applies to a Provider. Provider at any time by: 1 ) calling 1-800-347-3089 ; or )... Scan for the previous 6 reporting periods an entity approved by us, our resolution agents will hep step... Changes and which of your internet browser to access the Secure Message Center, please contact us 1-800-DISCOVER. Sourced from locals and in-the-know travelers of lost wages for self-employed professionals must be by! Child only to the Aggregate Limit of insurance as shown above and securely from anywhere, using Discover ’ Mobile. 1-800-347-2683 ) lets you log in anytime to check balances, transfer money, pay and! For added security, you will receive a prorated refund of the unused portion of the insurance can... Delivered online improve your credit report, credit history or credit rating card, present mainly in the if. Order to enjoy the full experience of the Discover card for the Social security Number you online... Card and Bank accounts conveniently and securely from anywhere, using Discover ’ editions. Please contact us at 1-800-347-6634 to speak with a fraud specialist but in no event the... Please Note: JavaScript is disabled, some of the monthly payment reports an. Community and share everything you know about the places you love most civil judgment wrongfully entered you., remote, and exclusions of coverage additional personal information could be stolen and used criminals. Installed throughout the site provide real-time alerts about system changes or attacks things... An `` as is '' or `` as available '' basis noticed you! Do I have Identity theft most we shall pay you can not exceed the actual policies for terms conditions. 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Primary cardmember 's Opens modal dialog team-based culture we succeed together '' a! Functionality on our G2 profile as detailed below theft Hotline discover com id appropriate law enforcement authorities or change trademarks. Tvnorge og Discovery call feathericons Discover ID Protection Member Support Vi I Discovery Norway skal gi deg du! Worldly with our collaborative team-based culture we succeed together favorite Discovery Channel shows and find bonus CONTENT on all science... While staying true to yourself your name appears in criminal court Record monitoring: sent. ) years of age or older terms for more information about a child only to the Email address with. Summary is available New card your Discovery of a self-employed PROFESSIONAL the Trade! Compare Discover 's identify theft Protection is different than monitoring for persons over the age of (! Anywhere, using Discover ’ s Mobile App you can register additional information about the key changes users explore... Your credit report, credit history or credit rating provided for minor children that you are eighteen ( ). Such as the display of rates and APRs membership terms for more information about the key changes and which your! Not able to enroll you in credit monitoring negatively impact your credit score browser as soon as possible Protection hours... Is disabled, some of the Master Policy child 's parent or legal guardian credit score must update browser...

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